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Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results.

Investment advisory services offered through J. Hagan Capital, Inc., a SEC-Registered Investment Advisor. Insurance products are offered separately through licensed professionals of JHC Insurance, Kentucky Insurance License #998827.